{"id":40783,"date":"2026-01-24T21:01:41","date_gmt":"2026-01-24T15:16:41","guid":{"rendered":"https:\/\/nepalsamaj.com\/en\/?p=40783"},"modified":"2026-01-24T21:01:41","modified_gmt":"2026-01-24T15:16:41","slug":"rbb-records-4-45-inactive-loan-1-75-billion-profit-in-first-half-of-current-fiscal","status":"publish","type":"post","link":"https:\/\/nepalsamaj.com\/en\/rbb-records-4-45-inactive-loan-1-75-billion-profit-in-first-half-of-current-fiscal\/","title":{"rendered":"RBB records 4.45 % inactive loan, 1.75 billion profit in first half of current fiscal"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div><p>Kathmandu, Jan 24: The government-owned Rastriya Banijya Bank (RBB) has recorded an inactive loan ratio of 4.45 percent and earned a profit of Rs 1.75 billion in the first six months of the current fiscal year (2082\/83 BS\/ 2025-26) , according to the bank\u2019s preliminary data.<\/p>\n<p>The information was shared at a programme organized today to mark the bank\u2019s 61st anniversary.<\/p>\n<p>Speaking at the event, Chairperson of the Bank\u2019s Board of Directors, Dev Kumar Dhakal, said the RBB has prioritized loan disbursement to the productive sector. \u201cPositive indicators are now visible in the capital market, construction, services, loan expansion, and the development sector. This has instilled hope in the national economy,\u201d he said.<\/p>\n<p>Bank Chief Executive Officer Devendra Raman Khanal said RBB\u2019s fiscal services are driven by innovation and determination. Acknowledging the challenges faced by the government in increasing loan disbursement, he said preparations are underway to issue debentures worth Rs 300 billion to strengthen the bank\u2019s capital base.<\/p>\n<p>According to information shared at the programme, RBB currently provides deposit services to more than 4,743,000 million customers, while over 226,000 clients are receiving loan services. Although the bank has investable funds of Rs 171 billion based on the credit\u2013deposit ratio and Rs 139 billion based on liquidity, it is in a position to disburse only an additional Rs 18 billion in loans due to capital adequacy constraints.<\/p>\n<p>The bank\u2019s paid-up capital stands at Rs 15.63 billion. During the first half of the current fiscal year, it collected deposits totaling Rs 553 billion and disbursed loans worth Rs 99 billion.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kathmandu, Jan 24: The government-owned Rastriya Banijya Bank (RBB) has recorded an inactive loan ratio of 4.45 percent and earned a profit of Rs 1.75 billion in the first six months of the current fiscal year (2082\/83 BS\/ 2025-26) , according to the bank\u2019s preliminary data. The information was shared at a programme organized today [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":40784,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[],"class_list":["post-40783","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy"],"_links":{"self":[{"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/posts\/40783"}],"collection":[{"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/comments?post=40783"}],"version-history":[{"count":1,"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/posts\/40783\/revisions"}],"predecessor-version":[{"id":40785,"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/posts\/40783\/revisions\/40785"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/media\/40784"}],"wp:attachment":[{"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/media?parent=40783"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/categories?post=40783"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nepalsamaj.com\/en\/wp-json\/wp\/v2\/tags?post=40783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}